AAA Financial Corporation Pty Ltd, the Credit Provider (and Affiliates) and the lenders mortgage insurers listed below may use the personal information about you for the purpose of arranging or providing credit, insuring credit and for direct marketing of products and services offered by the Originator, unless you tell us you would not like to receive direct marketing about the products we think might interest you.
The information provided by you will be held by the Originator and the lenders mortgage insurers. You can gain access to the information held about you by contacting the Originator.
We, AAA Financial Corporation Pty Ltd (herein known as “The Originator”), collect your personal information and credit-related personal information to assess your application, to provide you with the product or service that you have requested and to assess any future applications for products or services you may make to us or our Affiliates. If you are a guarantor we collect your personal information and credit-related personal information to assess whether to accept you as a guarantor for credit applied for, or provided to, the borrower. Collection of some of this information is required by the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. If you provide incomplete or incorrect information we may be unable to provide you with the product or service you are applying for.
We may need to collect personal information and credit-related personal information about a third party from you as part of this application. If we do this, you agree you will advise that person that we have collected their information. Further details about how we process personal data can be found at www.aaafin.co.uk/gdpr, and third parties of the information we hold about them.
We may use your personal information and credit-related personal information to perform our business functions (for example internal audit, operational risk, product development and planning). We may also use your personal information to confirm your details (for example contacting your employer to confirm your employment and income details).
We treat your personal information and credit-related personal information as confidential and only disclose it to others where necessary. For example, we usually disclose your information to organisations to whom we outsource functions such as mailing and printing houses, IT providers, our agents and specialist advisers such as accountants and solicitors. Other disclosures usually include joint account holders, account operators and account applicants, Credit Reporting Bodies (as defined below), insurers, intermediaries, valuers, debt collection agencies and government authorities. Your information may also be disclosed to our Affiliates and joint venture partners where its confidentiality is maintained at all times.
Some of the organisations we disclose your personal information and credit-related personal information to may be located overseas. Where an organisation is located overseas we will ensure that it is processed in accordance with applicable data protection legislation.
In most cases you can gain access to and seek correction of your personal information and credit-related personal information. Should you wish to do so, or if you have any queries about your information, please contact us.
By signing this application you agree that we can do all of the following:
Our Credit Reporting Policy contains information about:
In this Notice, the “Lender” means each and every one of the following organisations (whether acting individually or together):
|Lender (and their associated entities)
|ColCap Financial UK Limited
|Molo Tech Ltd
In this Notice, the " Credit Reporting Body” means each and every one of the following organisations (whether acting individually or together):
|Credit Reporting Body
|AAA Financial Corporation Pty Ltd
|83 065 481 505
We will take reasonable steps to protect your personal information by storing it in a secure environment. We may store your personal information in a paper and electronic form. We will also take reasonable steps to protect any personal information from misuse, loss and unauthorised access, modification or disclosure. Measures are taken to ensure the integrity, prudence, and competence of persons having access to personal data. Data is only transmitted by secure means to prevent unauthorized or accidental access.
We may engage with local third-party service providers to maintain some of our IT systems and websites. All our service providers are bound by contractual duty to keep confidential any data they come into contact with against unauthorized access, use and retention.
To see our GDPR Statement please go to www.aaafin.co.uk/gdpr.html